Startup Equipment Costs by Business Type (2026)

Equipment is often the single largest startup expense — and the one that varies most between business types. A cleaning service can launch with a few hundred dollars in supplies, while a restaurant kitchen can easily run six figures. This guide breaks down exactly what equipment each business type needs, what it actually costs, and how to buy smart.

Equipment Cost Comparison by Business Type

Includes all essential equipment, tools, and vehicles needed to operate. Low range assumes used/basic equipment; high range assumes new/premium.

Business TypeLowMidHighKey Equipment
Restaurant $25,000 $75,000 $200,000 Commercial ovens, ranges, fryers, refrigeration, POS system
Food Truck $35,000 $90,000 $215,000 Vehicle, mobile kitchen, generator, POS
Hair Salon / Barbershop $5,000 $20,000 $60,000 Styling stations, chairs, wash basins, tools
Cleaning Service $300 $3,800 $17,500 Vacuum, carpet cleaner, vehicle, supplies
Landscaping Business $8,000 $40,000 $110,000 Mower, trimmer, trailer, blower, hand tools

Restaurant Equipment: $25,000 - $200,000

A commercial kitchen is the heart of any restaurant, and outfitting one is the most expensive equipment investment across all five business types. The range is wide because a small fast-casual spot with used equipment operates very differently from a fine-dining restaurant with a custom kitchen.

Essential equipment and typical costs:

Tip: Restaurant equipment auctions and liquidation sales from closed restaurants can save 50-70% on major items. Check local restaurant supply dealers for used inventory.

See full restaurant startup costs by state →

Food Truck Equipment: $35,000 - $215,000

Food truck equipment costs are dominated by the vehicle itself, which typically includes a built-in kitchen. The total investment depends heavily on whether you buy a used truck with an existing kitchen build-out or commission a custom new build.

Essential equipment and typical costs:

Tip: A food trailer ($15,000-$50,000) is a significantly cheaper alternative to a truck, though it requires a tow vehicle and limits your mobility between locations.

See full food truck startup costs by state →

Hair Salon Equipment: $5,000 - $60,000

Salon equipment costs scale directly with the number of stations you plan to operate. A solo stylist renting a booth needs far less than a 6-station salon with a reception area and wash stations. Quality matters here — your chairs and stations are customer-facing and affect the client experience.

Essential equipment and typical costs:

Tip: Salon equipment distributors often offer package deals for multi-station setups. Buying a complete 4-station package can save 15-25% versus purchasing items individually.

See full hair salon startup costs by state →

Cleaning Service Equipment: $300 - $17,500

A cleaning business has by far the lowest equipment barrier to entry. You can literally start with supplies from a hardware store and your personal car. As the business grows, you add commercial-grade equipment and potentially a dedicated vehicle.

Essential equipment and typical costs:

Tip: Start with residential cleaning using basic supplies and reinvest profits into commercial-grade equipment. Per-person cleaning kits cost $100-$200 when scaling to a team.

See full cleaning service startup costs by state →

Landscaping Equipment: $8,000 - $110,000

Landscaping equipment costs depend on whether you're doing basic mow-and-trim residential work or offering full-service landscaping with hardscaping. The truck and trailer are often the biggest single expense, and you genuinely cannot operate without them.

Essential equipment and typical costs:

Tip: Start with a quality walk-behind mower and basic tools for residential yards. Upgrade to a zero-turn mower once you have enough clients to justify the investment — typically 15-20 weekly accounts.

See full landscaping startup costs by state →

New vs Used Equipment

The new-vs-used decision can save (or cost) you thousands. Here's how to think about it for each situation:

Buying New

Buying Used

The smart approach: Buy new for items where reliability is critical and failure is costly (refrigeration, fire suppression, vehicles). Buy used for items that are easy to inspect and replace (prep tables, hand tools, styling chairs, mop systems).

Equipment Financing Options

Most startups can't pay cash for all their equipment. Here are the main ways to finance it:

  1. Equipment Loans
    Traditional equipment financing covers 70-100% of the purchase price. Terms of 5-7 years with the equipment as collateral. Interest rates: 6-15% depending on credit. The equipment itself secures the loan, making approval easier than unsecured business loans.
  2. Equipment Leasing
    Lease payments of $200-$2,000/month depending on equipment value. No large down payment required. Options to buy at lease end (typically $1 buyout or fair market value). Good for equipment that becomes outdated quickly. Payments are tax-deductible as a business expense.
  3. SBA Microloans
    Up to $50,000 through SBA-approved intermediary lenders. Average microloan is ~$13,000. Interest rates 8-13%. Designed specifically for startups and small businesses. Can cover equipment, supplies, and working capital. Application is less rigorous than standard SBA loans.
  4. SBA 7(a) Loans
    Up to $5 million for larger equipment purchases (restaurant build-outs, food trucks). Longest repayment terms (up to 10 years for equipment). Interest rates tied to prime rate + 2-3%. Requires more documentation but offers the best rates for qualified borrowers.
  5. Vendor/Manufacturer Financing
    Some equipment suppliers offer in-house financing or partner with lenders. May offer promotional rates (0% for 6-12 months). Convenient but compare rates — vendor financing isn't always the cheapest option.

Ready to Start Your Business?

Before buying equipment, get your business legally set up. ZenBusiness makes it easy to form your LLC, get a registered agent, and handle compliance — so you can focus on building your business.

Form Your LLC →

Frequently Asked Questions

How much does equipment cost to start a restaurant?

Restaurant equipment typically costs $25,000 to $200,000 depending on whether you buy new or used. Major expenses include commercial ovens ($3,000-$20,000), walk-in coolers ($5,000-$15,000), and dishwashers ($3,000-$10,000). Buying quality used equipment can save 40-60%.

Should I buy new or used equipment for my startup?

Used equipment can save 40-60% upfront, making it ideal for startups with tight budgets. However, new equipment comes with warranties, better energy efficiency, and longer lifespans. Many successful businesses use a mix: new for critical items like refrigeration and used for prep tables and smallwares.

What is the cheapest business to start in terms of equipment?

A cleaning service has the lowest equipment costs, starting as low as $300 for basic supplies (vacuum, mops, cleaning solutions). You can even use your personal vehicle initially. Landscaping starts around $3,000-$8,000 for basic mowing equipment if you already have a truck.

Can I finance equipment for a new business?

Yes. Common options include equipment loans (70-100% financing, 5-7 year terms), equipment leasing ($200-$2,000/month, no large down payment), SBA microloans (up to $50,000 at favorable rates), and SBA 7(a) loans for larger purchases. New businesses may need a personal guarantee or collateral.

What equipment do I need to start a food truck?

A food truck requires the vehicle itself ($30,000-$175,000), plus kitchen equipment including cooking surfaces, refrigeration, fire suppression system ($3,000-$6,000), and a generator ($3,000-$8,000). Total equipment costs range from $35,000 to $215,000. Many operators buy a pre-built truck that includes kitchen equipment.

Sources

National averages from industry sources (Toast, Square, Shopify, trade publications). Ranges reflect low (basic/used), mid (standard new), and high (premium) setups. Data last updated: 2026-03-26.