How Much Does It Cost to Start a Landscaping Business in Montana?

Montana has a cost index of 0.88x the national average for landscaping business businesses. Here is a complete line-by-line cost breakdown based on local data.

Budget Setup
$4,400
Mid-Range
$44,000
Premium Setup
$132,000
Montana offers a unique business environment with no state sales tax, low regulatory burden, and a high quality of life that attracts remote workers and lifestyle entrepreneurs. The state ranked #48 on CNBC's 2025 Top States for Business, primarily due to its small population and limited infrastructure.
Register your business: Montana Secretary of State ((406) 444-3665)
Tip: Take advantage of Montana's $35 LLC filing fee — the most affordable in the nation

Line-Item Cost Breakdown

Category Low Mid High Notes
LLC filing $264 $880 $2,200 LLC filing fee in Montana: $35. LLC fee varies by state. Some states (CA, AZ) require contractor licenses with additional fees ($500-$1,000+). Many states only require a business license.
Business license $88 $440 $2,200 Pesticide/herbicide applicator license required in all states if applying chemicals ($50-$200 + exam). Contractor license required in some states for hardscaping/irrigation. Home occupation permit if home-based.
Commercial mower(s) $2,640 $13,200 $44,000 Commercial zero-turn mower $5,000-$15,000. Walk-behind mower $1,000-$3,000. String trimmer $250-$500. Backpack blower $300-$600. Edger $200-$400. Hand tools $500-$1,000. Equipment trailer $1,500-$5,000.
Truck for hauling equipment $4,400 $22,000 $52,800 Used pickup truck $5,000-$25,000. New truck $30,000-$60,000. Equipment trailer $1,500-$5,000. Vehicle lettering/wrap $200-$3,000.
Fuel $176 $440 $1,760 Ongoing expense. Monthly fuel $200-$600. Parts/maintenance $100-$300/mo.
General liability $880 $2,640 $6,160 Annual cost. General liability $600-$1,200/yr. Commercial auto $2,000-$4,000/yr. Equipment insurance $400-$800/yr. Workers comp $170/mo per employee average.
Vehicle lettering $264 $1,320 $4,400 Vehicle lettering $200-$500. Door hangers $100-$300. Yard signs $50-$200. Website $200-$1,000. Google/Facebook ads $200-$500/mo initial.
Invoicing software $0 $264 $880 Jobber/LawnPro $30-$150/mo. QuickBooks $25-$80/mo. Free alternatives available for solo operators.
3 months operating expenses $1,320 $5,280 $17,600 Monthly operating: fuel $200-$600, equipment maintenance $100-$300, insurance $100-$250, marketing $100-$500, software $30-$150.
Estimated Total $4,400 $44,000 $132,000 Adjusted for Montana's cost index (0.88x national avg)

LLC Registration in Montana

LLC Filing Fee
$35

To form an LLC in Montana, you file Articles of Organization (or Certificate of Formation) with the Secretary of State. The base filing fee is $35.

Note: Cheapest state to file at $35.

File online at: Montana Secretary of State

An EIN (Employer Identification Number) is free from the IRS and required for any LLC with employees, multiple members, or that wants a business bank account.

Permits & Licenses in Montana

Estimated Permit Costs
$200

Landscaping Business businesses in Montana typically need multiple permits and licenses. Estimated total permit costs are around $200.

Pesticide/herbicide applicator license required in all states if applying chemicals ($50-$200 + exam). Contractor license required in some states for hardscaping/irrigation. Home occupation permit if home-based.

Always check with your local city and county offices for specific requirements. Requirements vary significantly between jurisdictions within Montana.

Insurance Costs in Montana

Annual Insurance Cost
$2,500

A landscaping business in Montana should budget approximately $2,500/year for insurance coverage.

Annual cost. General liability $600-$1,200/yr. Commercial auto $2,000-$4,000/yr. Equipment insurance $400-$800/yr. Workers comp $170/mo per employee average.

Coverage TypeDetails
General LiabilityCovers third-party bodily injury and property damage claims
Workers CompensationMontana rate: $1.45 per $100 payroll (national avg: $1.03)
Property/EquipmentCovers business property, equipment, and inventory
Total Annual Estimate$2,500

Equipment & Setup

Commercial zero-turn mower $5,000-$15,000. Walk-behind mower $1,000-$3,000. String trimmer $250-$500. Backpack blower $300-$600. Edger $200-$400. Hand tools $500-$1,000. Equipment trailer $1,500-$5,000.

ItemBudgetMid-RangePremium
Commercial mower(s) $2,640 $13,200 $44,000
Truck for hauling equipment $4,400 $22,000 $52,800
Fuel $176 $440 $1,760

Working Capital

Plan for at least 3 months of operating expenses as working capital. For a mid-range landscaping business in Montana, that means approximately $5,280 ($1,760/month).

Monthly operating: fuel $200-$600, equipment maintenance $100-$300, insurance $100-$250, marketing $100-$500, software $30-$150.

Ready to Register Your Landscaping Business in Montana?

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Other Business Types in Montana

Landscaping Business Costs in Neighboring States

StateLLC FeePermitsInsurance/yrCost Index
Idaho $100 $200 $2,200 0.85x Details →
North Dakota $135 $150 $2,000 0.8x Details →
South Dakota $150 $150 $2,000 0.78x Details →
Wyoming $100 $150 $2,200 0.82x Details →

Frequently Asked Questions

How much does it cost to start a landscaping business in Montana?
Based on our research, starting a landscaping business in Montana costs approximately $4,400 for a budget setup, $44,000 for a mid-range operation, and up to $132,000 for a premium setup. Montana has a cost index of 0.88x the national average.
How much is an LLC in Montana?
The LLC filing fee in Montana is $35, paid to the Secretary of State. Cheapest state to file at $35. You can file online at https://sosmt.gov/business/.
Do I need a business license for a landscaping business in Montana?
Yes. Most landscaping business businesses in Montana need at minimum a general business license and possibly industry-specific permits. Permit costs in Montana average around $200 for a landscaping business.
How much is workers compensation insurance in Montana?
Montana's average workers compensation rate is $1.45 per $100 of payroll. Actual rates vary by industry classification code, claims history, and insurer. The national average is $1.03 per $100 of payroll.
What insurance do I need for a landscaping business in Montana?
At minimum, you need general liability insurance. Most landscaping business businesses also carry property insurance, workers compensation (required in most states once you hire employees), and industry-specific coverage. Annual insurance costs for a landscaping business in Montana average $2,500.